Workplace injuries that could ruin your business

Workplace injuries can doom a business. Here’s a look at common injuries that occur in the workplace and how businesses can protect against them. Slip and fall Muscle strains Being hit by objects Repetitive strain injuries Crashes and collisions Cuts and Lacerations Inhaling tox fumes Exposure to loud noises Walking into objects Workplace fights When an employee files for worker’s …

Ensuring your child’s safety at school

Schools are supposed to be a safe space where children are protected away from home. But we know accidents happen. And during a pandemic, when anxiety at an all-time high, concerns about children has reached a whole new level. Parents are keenly aware of the dangers that lurk on school grounds. Beyond contracting the coronavirus, kids are susceptible to injuries, …

DELVING INTO PRODUCT LIABILITY CASES

Defective products are known to cause thousands of injuries and deaths every year in the U.S. Recently, Kids in Danger, a nonprofit advocacy group, reported the largest number of children’s deaths – 38 – before a children’s product recall in the 19 years since it has been analyzing recall data. In August, a defective Takata airbag killed a Honda driver, …

Impact of the CDC Eviction ban

The Centers for Disease Control and Prevention (CDC) ordered a national ban on evictions that lasts until Dec. 31 to help the millions of individuals and families affected by the coronavirus pandemic. Reports suggest that nearly 40 million individuals are at risk of losing their homes. Ban does the following: Stops the eviction of anyone who has lost income due to …

Are Your Property and Insurance Hurricane Ready?

With countless storms and a hurricane churning in the Gulf of Mexico and the Atlantic Ocean, now is the perfect time to review your hurricane plan, homeowners insurance and shore up your home. Homeowners have a good outlook on this busy hurricane season, according to a recent survey by ValuePenguin. The personal finance site and lender discovered that 86 percent …

Do employers need COVID-19 waivers?

As companies resume their regular working hours and operations, employers are looking for ways to protect themselves if an employee falls sick or worse. Many have adopted COVID-19 waivers for customers and employees. Before requiring waivers for your employees and customers to sign, consider what you want the waiver to accomplish and if the document will protect your business or …

COVID-19 Puts Spotlight on Business Insurance Claims

The pandemic made one thing clear: Businesses need insurance and the right amount of coverage. Since March, when the coronavirus forced community lockdowns and business closures, companies big and small have been filing business interruption claims. Here’s what you need to know about filing a claim, including a list of the top commercial insurance claims. Burglary and Theft Burglary ranks …

To Wear a Mask or Not to Wear a Mask

Florida doesn’t require its residents to wear masks, but plenty of cities and counties across the state do. In Miami, police will issue $50 fines to those caught in public without a mask. However, to ticket individuals for not wearing a mask remains to be the step not taken. (Here’s a county-by-county Mask Rules) Enforcement has become tricky, with private …

Tips for PPP Loan forgiveness

Not having to pay back the Paycheck Protection Program loan is a great benefit to small businesses. But for the loan to be forgiven, business owners need to follow the rules carefully. Loan Forgiveness Applications There are two loan forgiveness applications: 3508 application and the new 3508EZ form. To qualify for the EZ form, you need to meet one or more …

Social Media: How your posts can make or break your lawsuit

It’s almost second nature to share our stories of success and struggle with our social network of friends. However, if you have a pending lawsuit, those posts can work against your case. Social media networks are a great way to do reconnaissance, and attorneys know this. You can bet that your opposition will be looking you up. Your social media …