Tips for PPP Loan forgiveness

Not having to pay back the Paycheck Protection Program loan is a great benefit to small businesses. But for the loan to be forgiven, business owners need to follow the rules carefully. Loan Forgiveness Applications There are two loan forgiveness applications: 3508 application and the new 3508EZ form. To qualify for the EZ form, you need to meet one or more …

Social Media: How your posts can make or break your lawsuit

It’s almost second nature to share our stories of success and struggle with our social network of friends. However, if you have a pending lawsuit, those posts can work against your case. Social media networks are a great way to do reconnaissance, and attorneys know this. You can bet that your opposition will be looking you up. Your social media …

Delicate Balance: Personal Responsibility and Employer Responsibility

While businesses and offices slowly reopen, employees are faced with understanding what their employers are required to do to secure their safety at work and what is their responsibility. Employer requirement: Establish health and safety protocols Educate employees about safety rules and make sure they follow them. Ensure their practices meet all local, state and federal guidelines Educate employees about …

Practical and Legal Considerations to Reopening Your Business

As businesses begin to reopen after two months of closed doors due to the COVID-19 pandemic, business owners should take steps to protect their employees and keep themselves from facing a lawsuit if someone gets sick or worse. Safety Protocols A Miami nail salon recently sent out an email to its customers detailing its safety guidelines, including what they expected …

Beware COVID-19 Phishing Scams

With so many more people spending time on their computers, Internet scams have increased. Scammers are using email and text messages to trick people into giving them their contact and personal information. They use that to clean out bank accounts. The FBI’s Internet Crime Complaint Center says that “people lost $57 million to phishing schemes in one year.” Here’s how …

Helping Businesses Survive COVID-19

How does a small business survive when cash flow has been diminished to a level that most are businesses are affected? The government’s Paycheck Protection Program (PPP) was designed to give businesses a boost and keep them sustainable while community-wide lockdowns persist. But even that was tenuous. When it was released in early April, the race was on to apply, …

A Complete Guide to E-Signatures

The COVID-19 pandemic has forced many lawyers to work remotely, prompting the need to adjust how they do business.  One such way is offering electronic signatures and notarization. This is our guide to e-signatures to help understand the process and the legality of signing documents online.   Are Electronic Signatures Legally Binding? In a word, yes. There are many cases in …

COVID-19: Challenges Facing Commercial Property Owners

Commercial property owners are faced with navigating in a coronavirus world where buildings sit empty, businesses struggle to pay their bills and the nation’s economic future appears murky. Many are bracing for a COVID-19 fallout and asking their attorneys and insurance brokers for help with possible risks. These tips will help property owners and landlords manage through these difficult times, …

What is an essential business?

Cities and states across the country are issuing communitywide lockdowns and “shelter in place” orders, effectively shutting down the majority of businesses for an undetermined period of time in response to the coronavirus crisis. Only essential businesses can stay open. So is your business essential? All business owners consider their business essential. Cities and states decide what’s essential business. Here’s …

FAQs: Business Interruption Insurance

Many small businesses are relying on their business insurance coverage to pull them through the coronavirus crisis gripping the nation. Already, insurance experts are saying the courts will ultimately determine what claims will be paid. Will my business insurance policy cover the loss of income from the coronavirus? Most policies that include business interruption coverage protect the physical loss of …