COVID-19 Puts Spotlight on Business Insurance Claims

The pandemic made one thing clear: Businesses need insurance and the right amount of coverage. Since March, when the coronavirus forced community lockdowns and business closures, companies big and small have been filing business interruption claims. Here’s what you need to know about filing a claim, including a list of the top commercial insurance claims. Burglary and Theft Burglary ranks …

To Wear a Mask or Not to Wear a Mask

Florida doesn’t require its residents to wear masks, but plenty of cities and counties across the state do. In Miami, police will issue $50 fines to those caught in public without a mask. However, to ticket individuals for not wearing a mask remains to be the step not taken. (Here’s a county-by-county Mask Rules) Enforcement has become tricky, with private …

Tips for PPP Loan forgiveness

Not having to pay back the Paycheck Protection Program loan is a great benefit to small businesses. But for the loan to be forgiven, business owners need to follow the rules carefully. Loan Forgiveness Applications There are two loan forgiveness applications: 3508 application and the new 3508EZ form. To qualify for the EZ form, you need to meet one or more …

Social Media: How your posts can make or break your lawsuit

It’s almost second nature to share our stories of success and struggle with our social network of friends. However, if you have a pending lawsuit, those posts can work against your case. Social media networks are a great way to do reconnaissance, and attorneys know this. You can bet that your opposition will be looking you up. Your social media …

Delicate Balance: Personal Responsibility and Employer Responsibility

While businesses and offices slowly reopen, employees are faced with understanding what their employers are required to do to secure their safety at work and what is their responsibility. Employer requirement: Establish health and safety protocols Educate employees about safety rules and make sure they follow them. Ensure their practices meet all local, state and federal guidelines Educate employees about …

Practical and Legal Considerations to Reopening Your Business

As businesses begin to reopen after two months of closed doors due to the COVID-19 pandemic, business owners should take steps to protect their employees and keep themselves from facing a lawsuit if someone gets sick or worse. Safety Protocols A Miami nail salon recently sent out an email to its customers detailing its safety guidelines, including what they expected …

Beware COVID-19 Phishing Scams

With so many more people spending time on their computers, Internet scams have increased. Scammers are using email and text messages to trick people into giving them their contact and personal information. They use that to clean out bank accounts. The FBI’s Internet Crime Complaint Center says that “people lost $57 million to phishing schemes in one year.” Here’s how …

Helping Businesses Survive COVID-19

How does a small business survive when cash flow has been diminished to a level that most are businesses are affected? The government’s Paycheck Protection Program (PPP) was designed to give businesses a boost and keep them sustainable while community-wide lockdowns persist. But even that was tenuous. When it was released in early April, the race was on to apply, …

A Complete Guide to E-Signatures

The COVID-19 pandemic has forced many lawyers to work remotely, prompting the need to adjust how they do business.  One such way is offering electronic signatures and notarization. This is our guide to e-signatures to help understand the process and the legality of signing documents online.   Are Electronic Signatures Legally Binding? In a word, yes. There are many cases in …

COVID-19: Challenges Facing Commercial Property Owners

Commercial property owners are faced with navigating in a coronavirus world where buildings sit empty, businesses struggle to pay their bills and the nation’s economic future appears murky. Many are bracing for a COVID-19 fallout and asking their attorneys and insurance brokers for help with possible risks. These tips will help property owners and landlords manage through these difficult times, …