Impact of the CDC Eviction ban

The Centers for Disease Control and Prevention (CDC) ordered a national ban on evictions that lasts until Dec. 31 to help the millions of individuals and families affected by the coronavirus pandemic. Reports suggest that nearly 40 million individuals are at risk of losing their homes. Ban does the following: Stops the eviction of anyone who has lost income due to …

Are Your Property and Insurance Hurricane Ready?

With countless storms and a hurricane churning in the Gulf of Mexico and the Atlantic Ocean, now is the perfect time to review your hurricane plan, homeowners insurance and shore up your home. Homeowners have a good outlook on this busy hurricane season, according to a recent survey by ValuePenguin. The personal finance site and lender discovered that 86 percent …

Do employers need COVID-19 waivers?

As companies resume their regular working hours and operations, employers are looking for ways to protect themselves if an employee falls sick or worse. Many have adopted COVID-19 waivers for customers and employees. Before requiring waivers for your employees and customers to sign, consider what you want the waiver to accomplish and if the document will protect your business or …

COVID-19 Puts Spotlight on Business Insurance Claims

The pandemic made one thing clear: Businesses need insurance and the right amount of coverage. Since March, when the coronavirus forced community lockdowns and business closures, companies big and small have been filing business interruption claims. Here’s what you need to know about filing a claim, including a list of the top commercial insurance claims. Burglary and Theft Burglary ranks …

To Wear a Mask or Not to Wear a Mask

Florida doesn’t require its residents to wear masks, but plenty of cities and counties across the state do. In Miami, police will issue $50 fines to those caught in public without a mask. However, to ticket individuals for not wearing a mask remains to be the step not taken. (Here’s a county-by-county Mask Rules) Enforcement has become tricky, with private …

Tips for PPP Loan forgiveness

Not having to pay back the Paycheck Protection Program loan is a great benefit to small businesses. But for the loan to be forgiven, business owners need to follow the rules carefully. Loan Forgiveness Applications There are two loan forgiveness applications: 3508 application and the new 3508EZ form. To qualify for the EZ form, you need to meet one or more …

Social Media: How your posts can make or break your lawsuit

It’s almost second nature to share our stories of success and struggle with our social network of friends. However, if you have a pending lawsuit, those posts can work against your case. Social media networks are a great way to do reconnaissance, and attorneys know this. You can bet that your opposition will be looking you up. Your social media …

Delicate Balance: Personal Responsibility and Employer Responsibility

While businesses and offices slowly reopen, employees are faced with understanding what their employers are required to do to secure their safety at work and what is their responsibility. Employer requirement: Establish health and safety protocols Educate employees about safety rules and make sure they follow them. Ensure their practices meet all local, state and federal guidelines Educate employees about …

Practical and Legal Considerations to Reopening Your Business

As businesses begin to reopen after two months of closed doors due to the COVID-19 pandemic, business owners should take steps to protect their employees and keep themselves from facing a lawsuit if someone gets sick or worse. Safety Protocols A Miami nail salon recently sent out an email to its customers detailing its safety guidelines, including what they expected …

Beware COVID-19 Phishing Scams

With so many more people spending time on their computers, Internet scams have increased. Scammers are using email and text messages to trick people into giving them their contact and personal information. They use that to clean out bank accounts. The FBI’s Internet Crime Complaint Center says that “people lost $57 million to phishing schemes in one year.” Here’s how …